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There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. For rental cars, there is also a type of car insurance that will pay for damages caused by an accident on the road. You might owe money for damages and have nothing to show for all that money spent except a totaled car. or many people, the car is the primary mode of transportation. Transportation by car has become so ingrained in our society that with rising oil prices, we complain, but still pay.
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