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There are also car insurance policies that can cover a motorist from car damages in a car accident with a driver who doesn’t have liability insurance. This may include car damage or loss due to fire, hail, vandalism, or theft. If you have a car, then you would need car insurance. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. But you should also be careful of what kind of car insurance you have.

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