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Cars don't come cheap either. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. As most other types of insurance available to choose from, the same thing goes with insuring your own car. You can also try to limit your car’s mileage before you try to get an insurance quote for it. If you have a car, then you would need car insurance.

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