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Try not to modify or customize your car as it might affect your car insurance coverage. There are also policies that cover only damages caused by collisions with other vehicles or objects. You can also try to restrict the number of drivers on your car insurance policy as it might increase your premium payments later on. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving!

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