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You might owe money for damages and have nothing to show for all that money spent except a totaled car. For rental cars, there is also a type of car insurance that will pay for damages caused by an accident on the road. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. But you should also be careful of what kind of car insurance you have.

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