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There are also policies that cover only damages caused by collisions with other vehicles or objects. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. There are different types that you can choose from, depending on what your needs are. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving! If you have a car, then you would need car insurance.
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