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For rental cars, there is also a type of car insurance that will pay for damages caused by an accident on the road. or many people, the car is the primary mode of transportation. Transportation by car has become so ingrained in our society that with rising oil prices, we complain, but still pay. Cars don't come cheap either. If you have a car, then you would need car insurance. You wouldn't want to invest $15,000 into a car only to get into an accident a week later.

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