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There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance. There are a lot of them available out there but not all can give you that coverage that you might be looking for. Cars don't come cheap either. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. There are also policies that cover only damages caused by collisions with other vehicles or objects.
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