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You wouldn't want to invest $15,000 into a car only to get into an accident a week later. As most other types of insurance available to choose from, the same thing goes with insuring your own car. You might owe money for damages and have nothing to show for all that money spent except a totaled car. Try not to modify or customize your car as it might affect your car insurance coverage. But you should also be careful of what kind of car insurance you have.

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