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You might owe money for damages and have nothing to show for all that money spent except a totaled car. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others.
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