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There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. A car insurance policy can greatly benefit a regular driver like you. You might owe money for damages and have nothing to show for all that money spent except a totaled car. The lower the mileage, the lower the insurance quote.

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