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There are also policies that cover only damages caused by collisions with other vehicles or objects. Cars don't come cheap either. A car is a major investment, and like all major investments, you need to protect it. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. You can also try to limit your car’s mileage before you try to get an insurance quote for it.

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