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There are also car insurance policies that can cover a motorist from car damages in a car accident with a driver who doesn’t have liability insurance. If you have a car, then you would need car insurance. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault. Auto insurance protects you and your car from the dangers of the road.

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