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  There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. Cars don't come cheap either. These types of car insurance can also be found in combination to give you a variety of policies to choose from. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. This may include car damage or loss due to fire, hail, vandalism, or theft.

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