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There are also policies that cover only damages caused by collisions with other vehicles or objects. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. These types of car insurance can also be found in combination to give you a variety of policies to choose from. A car is a major investment, and like all major investments, you need to protect it.

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