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A car is a major investment, and like all major investments, you need to protect it. This may include car damage or loss due to fire, hail, vandalism, or theft. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others.
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