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There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. Try not to modify or customize your car as it might affect your car insurance coverage. You can also try to restrict the number of drivers on your car insurance policy as it might increase your premium payments later on. Cars don't come cheap either. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving!
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