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You wouldn't want to invest $15,000 into a car only to get into an accident a week later. You might owe money for damages and have nothing to show for all that money spent except a totaled car. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. For rental cars, there is also a type of car insurance that will pay for damages caused by an accident on the road. Auto insurance protects you and your car from the dangers of the road.
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