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A car is a major investment, and like all major investments, you need to protect it. If you have a car, then you would need car insurance. As most other types of insurance available to choose from, the same thing goes with insuring your own car. There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault.

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