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There are also policies that cover only damages caused by collisions with other vehicles or objects. or many people, the car is the primary mode of transportation. Transportation by car has become so ingrained in our society that with rising oil prices, we complain, but still pay. If you have a car, then you would need car insurance. As most other types of insurance available to choose from, the same thing goes with insuring your own car. Try not to modify or customize your car as it might affect your car insurance coverage.

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