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If you have a car, then you would need car insurance. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. The lower the mileage, the lower the insurance quote. This may include car damage or loss due to fire, hail, vandalism, or theft. But you should also be careful of what kind of car insurance you have.

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