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Try not to modify or customize your car as it might affect your car insurance coverage. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving! This may include car damage or loss due to fire, hail, vandalism, or theft. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others.
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