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There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. It is never to early too get one for your car. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. You might owe money for damages and have nothing to show for all that money spent except a totaled car.

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