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There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. or many people, the car is the primary mode of transportation. Transportation by car has become so ingrained in our society that with rising oil prices, we complain, but still pay. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance.

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