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There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. The best car insurance can protect your car from any inconvenience should a likely car accident occur. Knowing what your exact needs are and being aware of the minimum car insurance requirement in the place where you live in can help you in being able to choose the best car insurance policy to cover your own vehicle. You might owe money for damages and have nothing to show for all that money spent except a totaled car.

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