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There are different types that you can choose from, depending on what your needs are. There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. This may include car damage or loss due to fire, hail, vandalism, or theft. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents.
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