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There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. A car is a major investment, and like all major investments, you need to protect it. Cars don't come cheap either. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. There are a lot of them available out there but not all can give you that coverage that you might be looking for.

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