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There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. You may never be able to handle the regret if you realize its need a little too late. This may include car damage or loss due to fire, hail, vandalism, or theft. As most other types of insurance available to choose from, the same thing goes with insuring your own car. If you have a car, then you would need car insurance.
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