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There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. If you have a car, then you would need car insurance. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. There are different types that you can choose from, depending on what your needs are. As most other types of insurance available to choose from, the same thing goes with insuring your own car.
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