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A car is a major investment, and like all major investments, you need to protect it. There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance. You might owe money for damages and have nothing to show for all that money spent except a totaled car. You can also try to limit your car’s mileage before you try to get an insurance quote for it. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving!

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