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If you have a car, then you would need car insurance. This may include car damage or loss due to fire, hail, vandalism, or theft. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. You might owe money for damages and have nothing to show for all that money spent except a totaled car. There are a lot of them available out there but not all can give you that coverage that you might be looking for.

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