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Auto insurance protects you and your car from the dangers of the road. If you have a car, then you would need car insurance. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. This may include car damage or loss due to fire, hail, vandalism, or theft. There are also policies that cover only damages caused by collisions with other vehicles or objects.
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