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There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. Auto insurance protects you and your car from the dangers of the road. You might owe money for damages and have nothing to show for all that money spent except a totaled car. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving! or many people, the car is the primary mode of transportation. Transportation by car has become so ingrained in our society that with rising oil prices, we complain, but still pay.
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