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This may include car damage or loss due to fire, hail, vandalism, or theft. If you have a car, then you would need car insurance. You might owe money for damages and have nothing to show for all that money spent except a totaled car. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies.
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