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This may include car damage or loss due to fire, hail, vandalism, or theft. If you have a car, then you would need car insurance. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents.
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