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As most other types of insurance available to choose from, the same thing goes with insuring your own car. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. A car is a major investment, and like all major investments, you need to protect it. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance.
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