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But you should also be careful of what kind of car insurance you have. Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault. You wouldn't want to invest $15,000 into a car only to get into an accident a week later. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving! Try not to modify or customize your car as it might affect your car insurance coverage.

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