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There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. Try not to modify or customize your car as it might affect your car insurance coverage. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. There are different types that you can choose from, depending on what your needs are. As most other types of insurance available to choose from, the same thing goes with insuring your own car.
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