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There are also policies that cover only damages caused by collisions with other vehicles or objects. You might owe money for damages and have nothing to show for all that money spent except a totaled car. Try not to modify or customize your car as it might affect your car insurance coverage. A car is a major investment, and like all major investments, you need to protect it. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents.
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