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There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault. Cars don't come cheap either. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. Try not to modify or customize your car as it might affect your car insurance coverage.

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