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You might owe money for damages and have nothing to show for all that money spent except a totaled car. There are different types that you can choose from, depending on what your needs are. For rental cars, there is also a type of car insurance that will pay for damages caused by an accident on the road. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. This may include car damage or loss due to fire, hail, vandalism, or theft.

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