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There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance. Auto insurance protects you and your car from the dangers of the road. Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. This may include car damage or loss due to fire, hail, vandalism, or theft.
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