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You wouldn't want to invest $15,000 into a car only to get into an accident a week later. You may never be able to handle the regret if you realize its need a little too late. You might owe money for damages and have nothing to show for all that money spent except a totaled car. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault.

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