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There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance. As most other types of insurance available to choose from, the same thing goes with insuring your own car. There are a lot of them available out there but not all can give you that coverage that you might be looking for. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents.

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