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Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault. As most other types of insurance available to choose from, the same thing goes with insuring your own car. This may include car damage or loss due to fire, hail, vandalism, or theft. If you have a car, then you would need car insurance. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents.

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