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Auto insurance protects you and your car from the dangers of the road. This may include car damage or loss due to fire, hail, vandalism, or theft. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. Knowing what your exact needs are and being aware of the minimum car insurance requirement in the place where you live in can help you in being able to choose the best car insurance policy to cover your own vehicle. If you have a car, then you would need car insurance.

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