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You might owe money for damages and have nothing to show for all that money spent except a totaled car. For rental cars, there is also a type of car insurance that will pay for damages caused by an accident on the road. Cars don't come cheap either. Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault. There is also a type of policy for covering car damages caused by a car accident caused by the other driver who has insufficient liability insurance.

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