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There are also policies that cover only damages caused by collisions with other vehicles or objects. You can also try to limit your car’s mileage before you try to get an insurance quote for it. You might owe money for damages and have nothing to show for all that money spent except a totaled car. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies. You wouldn't want to invest $15,000 into a car only to get into an accident a week later.
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