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You wouldn't want to invest $15,000 into a car only to get into an accident a week later. You can also try to restrict the number of drivers on your car insurance policy as it might increase your premium payments later on. If you have a car, then you would need car insurance. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. But you should also be careful of what kind of car insurance you have.
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