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There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. As most other types of insurance available to choose from, the same thing goes with insuring your own car. Auto insurance protects you and your car from the dangers of the road. A car is a major investment, and like all major investments, you need to protect it. You might owe money for damages and have nothing to show for all that money spent except a totaled car.
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